From a scratching post to the vet and from food to insurance – find out what having a cat really costs with these 12 tips. Because then you will be well prepared and your new best friend will soon have a carefree cat life.
1. The basic necessities for a cat
Have you found a cat or kitten and are going to pick it up soon? Then make sure you have all the basic necessities in the house. Think about:
- a safe travel basket
- a stable cat tree
- food and water bowls
- a litter tray
- litter box
- cat toys
- a nice cat basket or warm blanket
Depending on the quality of the stuff you buy, the cost of basic supplies for a cat is between 200 and 450 euros.
Find out immediately what the best cat litter is
2. Food
Good nutrition is the key to a healthy and happy cat’s life. The cost of this varies because what you feed your cat depends on your cat’s condition, breed, age and, of course, your budget. So the cost of cat food depends on the kind you give (wet, dry or a mix of these), the brand and the quality. But remember: good quality food is always better for your cat.
Annual cost for cat food: 300 to 550 euros per year.
3. Health check at the veterinarian
Preventing your cat from getting sick is important, that’s why it’s good – even if your cat seems fine – to visit the veterinarian every year for a health check. The vet examines the overall health of your cat, checks the teeth, and assesses the weight.
The annual costs (excluding vaccinations and treatments) for a health check are approximately 50 to 75 euros.
4. Vaccinations against cat diseases and protection against parasites
Cat healthcare extends beyond an annual health check at the veterinarian. You also need to prevent your cat from getting fleas, worms, and ticks. These treatments can often be done by yourself, saving on costs. However, vaccination against cat diseases must be done by the veterinarian. But do it, especially if your cat spends a lot of time outdoors – it’s extra important.
Annual costs for protection against parasites and cat diseases are approximately 250 to 300 euros.
5. A good cat tree
It might not be the first thing that comes to mind, but a scratching post is incredibly important for the well-being of your cat. Scratching on a post helps keep their nails clean and healthy, and it also keeps their muscles supple. Another plus: if you have a scratching post (preferably two or more) at home, your cats are less likely to scratch your furniture or curtains. That’s a nice bonus, isn’t it?
The costs of scratching posts vary greatly. For a small, good-quality cat tree, you can start at around 25 euros. If you want a high cat tree where your cat can scratch and relax, expect to pay between 150 and 500 euros over 5 years. So, a good scratching post costs approximately 8 to 170 euros per year.
Tip: Discover here which scratching post suits your cat!
6. Cat sitting during your vacation
If you’re taking a short break or going on a longer vacation, make sure to arrange good care for your cat. You can ask your neighbors or friends to look after your cat, which won’t cost you anything. However, you can also opt for a cat sitter at home or boarding in a cattery. This ensures good care and attention, especially if your cat unexpectedly falls ill.
The costs of a cat sitter are approximately 10 to 20 euros per day. If you go on a 14-day vacation per year, this amounts to 140 to 280 euros annually.
7. The litter box
Cats prefer a clean and spacious toilet. Therefore, always choose a litter box that suits the size of your cat. Also, invest in good clumping cat litter. Although it may cost more initially, it lasts much longer – the clumps make it easy to scoop out urine, reducing the frequency of cleaning and keeping your home smelling fresh.
An average litter box costs around 20 euros, and with regular cleaning, it can last for a few years. Good clumping cat litter costs approximately 12.50 to 25 euros for 10 liters, enough for two fills of the litter box. The annual costs for this range from 228 to 445 euros.
8. To the cat groomer
Not only long-haired cats but also older cats or those unable to groom their fur properly benefit from regular visits to the cat groomer to prevent matting and felting. With the help of a well-trained groomer, regular coat care keeps the fur clean, reduces the risk of skin problems, and minimizes hairballs.
A session with a professional cat groomer costs approximately 50 to 75 euros each time – totaling 200 to 300 euros per year.
9. Dental treatment
It’s often overlooked, but just like yours, a cat’s teeth also require regular maintenance. Always have your cat’s teeth checked by the veterinarian – especially if you notice your cat eating less or not feeling well. Cats are experts at hiding their pain and discomfort, so keep a close eye on them. Invest in an annual dental cleaning to prevent dental problems in your cat.
An annual dental cleaning at the veterinarian costs approximately 100 to 200 euros.
10. The costs of surgery for a cat
Sometimes, both you and your cat may have bad luck. No matter how well you take care of your pet, there’s always a chance that it may become ill or require surgery for another reason. Surgery for a pet always comes with a hefty price tag – it can cost anywhere from 500 to 2500 euros.
The average cost of surgery for a cat is 500 to 2500 euros. Prepare for this by saving 35 to 170 euros each year. Alternatively, consider getting a good pet insurance policy!
11. This is the cost of health insurance for a cat
The expenses for a visit to the veterinarian can sometimes add up, especially if your cat is very ill or needs surgery. With cat insurance (which is health insurance for your cat), you pay a monthly premium, and your cat is insured for a portion of the costs incurred at the veterinarian or animal clinic. The amount of the monthly premium depends on the percentage of coverage you choose. Opting for, for example, 50% coverage will cost you around 20 euros per month. If you want higher coverage, like 90% of the costs, you might pay around 40 euros per month.
Health insurance for a cat typically ranges between 120 and 480 euros per year.
12. Unforeseen costs for your cat
Everything you buy for your cat can break or need replacement after a while, such as the litter box or scratching post. Therefore, it’s advisable to set aside an amount each year to prepare for these unforeseen expenses.
For unforeseen costs, it’s best to save between 100 and 200 euros per year for your cat.
Bringing a cat into your home not only brings a lot of joy and coziness but also comes with the consideration of pet expenses. We hope that this overview has provided you with a good understanding of the annual costs of having a cat, allowing you to prepare well for a long and happy life with your Rebel.
Disclaimer: Petrebels is not a veterinarian or behavior expert: all content, information, and tips on this blog are intended to inspire you and have an informative nature. If your cat has symptoms or problems and you are unsure about your cat’s health, always consult a veterinarian or a behavior expert.